ISO PERSONAL INLAND MARINE FORM DECLARATIONS PAGE

(March 2024)

ISO provides advisory declarations for this coverage. Insurance carriers can use the forms in part or in whole.

PM DS 01–INLAND MARINE POLICY DECLARATIONS

The following information is displayed on the Declarations:

· Policy number

· The name and address of the insurer (with or without a company logo)

· Name and mailing address of the insured

· Residence location but only when different from the mailing address

· Policy period including effective and expiration date with month, day, and year, as well as time of day

· Deductible, this requires that the property class and deductible type must be entered

· Insuring Agreement

· Prepaid and installment premium information

· A listing of all coverage parts and endorsements that are part of the policy at inception must be provided.

· Address of another location where property (fine arts) may be stored

· Loss payable information

Note: This is particularly important because cancellation and non-renewal notices must be mailed to any loss payable.

· Countersignature

Optional Coverages

This section notes options that can be selected for different property classes.

· Fine Arts

o Breakage Coverage

o Exclusion of windstorm, hurricane or tornado damage at locations listed

· Jewelry

• Vault Restriction and Credit
• Additional Person Insured For Ring

· Musical Instruments

• Named Perils Coverage (Musical Instruments)
• Coverage that permits some performance coverage

· Stamps and Coins

• Vault Restriction and Credit

· Personal Effects

o Exclude theft coverage

o Property covered while at the domicile

o Coverage when property is in a trailer home

o Adding a described person as an insured

· Outboard Motors and boats

o Coverage for towing

o Recovery costs coverage

o Increased property damage liability

· Motorized Vehicles for Handicapped Person

o Coverage for emergency repairs

o Increased property damage liability

· Motorized Ground Maintenance Vehicles

o Extension for a limited amount of business use

o Increased property damage liability

· Motorized Golf Carts

• Increased property damage liability

· Motorized Snowmobiles

• Increased limits for property damage liability

Other classes and coverage changes can be added.